Frequently Asked Questions
Q: I am a student from Scotland, Wales or Northern Ireland – will student finance apply to me?
A: No. Students who normally live in Scotland, Wales or Northern Ireland will receive financial support for university from the Scottish Government, the Welsh Assembly Government or the Northern Ireland Executive (as appropriate).
Q: I am an EU student intending to study in England – will student finance apply to me?
A: EU students from outside the UK that meet certain eligibility criteria will have access to a loan to cover the cost of their tuition. They will generally not be entitled to support for their living costs.
Q: I am studying on a part-time course – will student finance apply to me?
A: Part-time students studying at least 25% of the intensity of a full-time course will also have access to a loan to cover the cost of their tuition. For further information, please refer to Student Services or Student Finance England.
Q: Will loan repayments affect my ability to take out a loan?
A: This would be a decision for the loan provider, but student loan information won't be shared with credit reference agencies by Student Finance England.
Q: Will loan repayments affect my ability to get a mortgage?
A: The Council of Mortgage Lenders has advised that a student loan is very unlikely to impact materially on an individual's ability to get a mortgage. The amount of mortgage available may depend on net income.
Q: What control do graduates have over how much they pay back per month?
A: Graduates do not have control over how much they repay each month via the tax system.
For more detailed information please see: Direct Gov.